Welcome, I’m Matt Williams, a financial specialist with Lifepoint Financial, an office of Independence Planning Group. Perhaps someone you know is worried about their financial future. They may be concerned about running out of money in retirement, unsure if they'll have the funds to send their kids to college, or are questioning if their investments, cash flows and insurances are as optimal as they could be.
While some of these issues may not affect you, millions of Americans are feeling financially disorganized and are frustrated with the fragmented advice and scattered financial life they have been living.
Since 2003, Lifepoint Financial has helped people and small business cut through the clutter of their financial world and see what they are financially capable of when taking a complete approach to financial management.
Our site is filled with educational videos, articles and presentations designed to help you learn more about the world of personal finance. As you search our website, send us a note regarding any questions you may have about any particular concept or idea. We’ll get back to you quickly with a thoughtful answer.
Retirement Income and the Traditional Portfolio
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
The Big Picture– Cracking Open a Six Pack
Knowing your risks is essential when making investment decisions and exit decisions.
“Dirty Dozen” Tax Scams to Watch For
Every year the IRS releases its list of tax scams, spotlighting some ways that people try to separate you from your money.
Preparing for the eventual distribution of your assets may not sound enticing. But a will puts the power in your hands.
A change in your mindset during retirement may drive changes to your portfolio.
Do you have an estate strategy? You should.
International funds invest in non-U.S. markets, while global funds may invest in U.S. stocks alongside non-U.S. stocks.
Even low inflation rates over an extended period of time can impact your finances in retirement.
Do your insurance needs stay the same when the nest empties?
This calculator may help you estimate how long funds may last given regular withdrawals.
Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.
Estimate your monthly and annual income from various IRA types.
This calculator will help determine whether you should invest funds or pay down debt.
Estimate how much you have the potential to earn during your working years.
This calculator can help you estimate how much you may need to save for retirement.
How federal estate taxes work, plus estate management documents and tactics.
There are some smart strategies that may help you pursue your investment objectives
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
There are some key concepts to understand when investing for retirement
There are a number of ways to withdraw money from a qualified retirement plan.
Have you explored all your options when it comes to managing your taxable income?
Do you have causes that you want to support with donations? Here are three tips.
A visit to the hospital can be painful, for both your body and your wallet. Don’t let it be more painful than it has to be.
Smart investors take the time to separate emotion from fact.
It's easy to let investments accumulate like old receipts in a junk drawer.
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.